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Image for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in ,

Jonathan Shrum

Senior Loan officer & President
Arbor Financial & KMC Financial
714-614-3707
jons@arborfg.com www.teamshrum.com
335447

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Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan's overall performance was exceptional; Jonathan exceeded my expectations."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I felt well-supported by Jonathan's post-purchase follow-up ; Jonathan demonstrated genuine interest in my satisfaction and ensured a smooth transition."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan ensured that all necessary documentation and requirements were in order for the loan closing, making the process seamless and stress-free."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan navigated the loan approval process with professionalism and attention to detail, ensuring a seamless and hassle-free experience."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I appreciated Jonathan's quick response times; it gave me confidence that he was actively engaged and dedicated to the success of the transaction."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I was impressed by how quickly Jonathan guided me through the approval process; Jonathan expedited the necessary steps without compromising accuracy."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan went above and beyond to ensure I understood the terms and conditions of my mortgage."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I felt confident in Jonathan's ability to secure the best mortgage terms and rates for my situation."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan went above and beyond in his post-purchase follow-up, checking in regularly to ensure that everything was going well and offering assistance if needed."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan took charge of the paperwork details with expertise and efficiency, making the process streamlined and hassle-free."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "The loan approval process was smooth and efficient, thanks to Jonathan's expertise and guidance."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I had a positive experience with the loan closing process; Jonathan guided me through each step, ensuring a smooth and timely closing."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I had a positive experience with the loan approval process; Jonathan made it easy to understand and provided clear instructions."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan made the pre-approval process straightforward and stress-free, ensuring that I felt confident and well- prepared."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan's responsiveness was exceptional; Jonathan consistently replied to my messages and emails in a timely manner."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan listened attentively to my questions and provided thoughtful responses, demonstrating his commitment to clear and effective communication."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan actively listened to my objectives and preferences, ensuring that his recommendations aligned with my goals."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan navigated complex situations with ease, making the entire process stress-free for me."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was highly knowledgeable and provided excellent guidance throughout the entire mortgage process."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was proactive in keeping me updated on the progress of my application."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan exceeded my expectations."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan's quick response and attention to detail made the approval process seamless and efficient."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan demonstrated a deep understanding of mortgage options and helped me make informed decisions."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I was impressed by Jonathan's professionalism and responsiveness to all my inquiries and concerns."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan had a positive and optimistic attitude that helped me stay motivated during the emotional rollercoaster of the mortgage approval process."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "He was able to navigate the emotional aspects of the mortgage approval process with sensitivity."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan made the pre-approval process straightforward and stress-free, ensuring that I felt confident and well-prepared."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was responsive and readily available to address any questions or concerns."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "The pre-approval process was seamless and efficient, thanks to Jonathan's guidance and expertise."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan expertly navigated the complexities of mortgage financing, providing clear explanations that helped me understand the details."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan provided comprehensive explanations that clarified any confusion I had."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan's communication was consistently clear and concise, leaving no room for confusion or misunderstandings."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I felt heard and understood by Jonathan, as he actively listened to my concerns and preferences, making me feel valued as a client."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan listened exceptionally, taking the time to understand my unique financial situation and goals before providing tailored mortgage solutions."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I felt well-informed throughout the mortgage process, thanks to Jonathan's clear communication and willingness to answer my questions in a way that I could easily comprehend."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan's communication was consistently clear and concise, leaving no room for confusion or misunderstandings."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan had a remarkable talent for explaining mortgage concepts in simple terms, which helped me grasp the details with clarity."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan had a clear understanding of what I needed and wanted, and Jonathan provided valuable guidance throughout the process."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I greatly appreciated Jonathan's ability to communicate complex mortgage terms in a clear and concise manner, making the entire process easy to understand."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan consistently provided timely updates and was available whenever I needed clarification or assistance."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was highly responsive throughout the entire transaction, promptly addressing my questions and concerns."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan demonstrated a deep understanding of my objectives and took the time to understand my specific needs and wants."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was extremely knowledgeable and patient in answering my questions, taking the time to provide detailed explanations that helped me make informed decisions."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan's communication was crystal clear, ensuring that I understood every aspect of the mortgage process."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I appreciated Jonathan's quick response times."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan demonstrated a strong understanding of current mortgage trends, rates, and options, providing valuable insights to help me navigate the market."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I was impressed by how well Jonathan understood my objectives and tailored his recommendations accordingly."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Appreciate all the assistance and thoroughness in the loan process."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Been working with Jonathan on all my sales/purchases for the past 10 years and look forward to doing so again and again in the future."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "It seemed like Jonathan had his hand on the pulse of the mortgage market."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Thankfully, I had Jonathan on my side to make sure everything happened in a timely manner!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was there to help meet our tight timelines."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Interest only, ARM, balloon, LTV, fixed, etc.... Jonathan was always able to break down the jargon into concepts that made sense."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I had just started my search for a home, and wasn't expecting to buy right away, but Jonathan listened to my needs and helped me get pre-approved so as soon as a house that matched came on the market, we were ready to go!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "The loan closing process was efficient and well-coordinated, thanks to Jonathan's organization and attention to detail."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan had an exceptional knowledge of mortgage trends, rates, and options, keeping me informed about the latest market developments."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was always accessible and responsive, promptly answering my questions and providing the guidance I needed throughout the lending process."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan kept me informed throughout the loan closing process, providing regular updates and addressing any questions or concerns promptly."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan had an excellent ability to stay composed and level-headed throughout the mortgage approval process, providing a sense of stability and confidence."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan had a strong grasp of the paperwork requirements, guiding me through each step and ensuring that everything was in order."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan's post-purchase care showed his commitment to maintaining a long-term relationship."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan's knowledge of mortgage trends, rates, and options was extensive, ensuring I had a comprehensive understanding of the choices available to me."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan listened attentively to my questions and provided thoughtful responses, demonstrating his commitment to clear and effective communication."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I felt that Jonathan genuinely cared about my understanding of the lending process."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan took the time to patiently explain the nuances of mortgage financing, including different options, interest rates, and the expenses associated with closing, ensuring that I felt comfortable and well-informed throughout the process."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan made it easy to understand and provided clear instructions."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I felt supported and confident during the loan approval process, knowing that Jonathan was working diligently to secure the best terms for me."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan thoroughly explained the documents and requirements, making me feel confident in the process."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan had a calm and reassuring personality, which helped manage the emotional ups and downs of the mortgage approval process."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was thorough, organized, and ensured that everything was properly documented."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan's follow-up and care made me feel valued as a client."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan went above and beyond in simplifying the complexities of mortgage financing, making it easier for me to make informed decisions."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I was impressed by Jonathan's ability to address my questions with clarity and expertise, ensuring that I had a clear understanding of the lending process."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was incredibly responsive to my inquiries, ensuring that I felt supported and informed throughout the transaction process."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan displayed excellent listening communication skills, attentively understanding my needs and concerns throughout the entire process."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I appreciated Jonathan's ability to explain complex mortgage concepts in a clear and concise manner, demonstrating Jonathan's deep knowledge of trends, rates, and options."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I felt that Jonathan had a comprehensive understanding of my objectives and was able to provide suitable options."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan continued to be available for any questions or concerns even after the transaction was complete."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan meticulously reviewed each document, ensuring accuracy and completeness."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan's supportive and encouraging demeanor made the process feel more manageable."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan guided me through each step, ensuring a smooth and timely closing."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan kept me well-informed throughout the loan approval process, providing updates and answering my questions promptly."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan took the time to explain the pre-approval process thoroughly, making sure I understood each step along the way."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I appreciated Jonathan's ability to break down the intricacies of mortgage options, rates, and the costs involved in closing, ensuring I had a solid grasp of the information."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan consistently provided thorough and comprehensive answers to all of my questions, leaving no room for uncertainty."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan consistently replied to my messages and emails in a timely manner."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I was impressed by Jonathan's ability to actively listen and comprehend my specific requirements, ensuring that my mortgage needs were met effectively."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I was impressed by Jonathan's in-depth knowledge of mortgage trends, rates, and options, which allowed me to make informed decisions."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan actively listened to my objectives and preferences, ensuring that his recommendations aligned with my goals."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan respected everything on our list and helped us get after it!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "We were in disbelief about how easy and stress free it was!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "We had the smoothest loan closing we've ever had thanks to the great work by Jonathan!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "We heard nightmares from friends who had problems with closing their mortgage, but Jonathan was always keeping us updated through the closing process to make sure all of the paperwork was in order and we could close on time."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was always on our side, working to make our mortgage loan closing as simple and successful as possible."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Having the right people on your team makes all the difference and Jonathan proved that!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan went above and beyond to make it happen, ensuring everything was in order and that all parties had what they needed to avoid any slowdowns!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan focused on answering our questions, giving us good advice, and ending up with a satisfied client. Mission accomplished."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "There is really only one option when purchasing your home—working with Jonathan!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan handled the closing paperwork and details with such ease, taking a lot of pressure off of us!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Navigating through the closing process was stress free!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan understood exactly what I was looking for financially, and was able to find a great loan!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "He is my go-to person regardless of what I am thinking of or planning to do with my real estate.”Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "He and his team made my first-time home buying a breeze."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was a great communicator, was always quick to answer and ease our worries, and truly cared about us as individuals."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I never could have gone through this process without Jonathan by my side! THANK YOU!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "We truly can't speak highly enough of our experience!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Working with Jonathan gave us the tools, resources, and support we needed to get through this process with as little stress as possible!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was always on our side, working to make our mortgage loan closing as simple and successful as possible."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "We have continued to stay in touch with Jonathan long after we bought our home."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Everything was so well coordinated and taken care of! The closing process went so smoothly all because of Jonathan!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan handles everything with such ease, even amidst all the stress that comes with completing such an important personal transaction."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was so in tune with our not only the level of communication we wanted but also how we liked to be communicated with."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "From the pre-approval, to loan application, underwriting, closing, and finally getting automatic payment set up, Jonathan was with us every step of the way."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "From the nerve-wracking moments to big milestones in the buying process, Jonathan was a constant support to help us work through stress and remind us to always celebrate the little victories along the way!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan maintained constant communication with the underwriter and provided invaluable advice throughout the loan approval process."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Having Jonathan on our side to help us through the pre-approval process was a complete game changer!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "He was so patient when answering our detailed questions."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was very responsive to our needs and was always available when we needed him."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Being new to getting a mortgage, Jonathan had an invaluable wealth of knowledge about the key areas for us to consider, leading us to find a loan that was perfect!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Amortization schedule? Is that where Zoom meetings are scheduled? It turns out, no, it isn't, and Jonathan was always willing to explain these foreign concepts."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "The way that Jonathan was quick to reply with thoughtful answers to our questions, always made us feel valued, like our questions and concerns were important."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Throughout the entire journey, Jonathan was fantastic about making sure I understood all the new terms that came my way and clarifying any questions I had."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was extremely responsive and very pro-active about communicating with us every step of the way!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "He was fantastic about listening to our concerns and making us feel comfortable."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "The strong relationships Jonathan has with mortgage underwriters and mortgage companies was a big help in identifying the right loan!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "There are so many mortgage options, but Jonathan was always willing to break things down and explain something again if needed."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan always responded to our questions with care and in a timely manner."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Whenever we communicated, Jonathan always took the time to make sure we were on the same page and double checked that he understood what I was saying or asking."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I know Jonathan had many other clients, but he always made time to talk and answer my questions."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "It seemed like Jonathan had his hand on the pulse of the mortgage market. This helped us get a deal done!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "All of Jonathan's experience helped us think about the different loan options available and pointed us in the right direction to find a loan that was the perfect fit!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan knows the ups and downs that come with closing a mortgage."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Since closing, Jonathan and I remain in close contact."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Each mortgage option Jonathan talked about with us was so on point with what we wanted that it made the process so much easier!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "We couldn't be happier with our new home and the journey it took to get here."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I wouldn't trust my friends and family to anyone else but Jonathan!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I now consider Jonathan a friend and would highly recommend him to anyone involved in the mortgage process."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan stayed calm and confident through all of the bumps we encountered along the way."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan did a fantastic job of keeping us in the loop the entire time."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan didn't waste any time in helping us get pre-approved for the highest amount!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan speaks the world of mortgages fluently and was able to translate everything I needed to know."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was incredibly patient when answering all of our questions and provided other resources to make sure we were as educated as possible."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan always made sure my questions were answered to my satisfaction and was always able to explain things in multiple ways so I could better understand."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan's care, expertise, and professionalism made it a walk in the park to make sure all the i's were dotted and t's crossed!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "It is clear that Jonathan puts relationships first—a rare and very valued asset!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "We were able to close our mortgage because of the diligence Jonathan put in, only giving us options that fit our objectives."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan made the mortgage process such a smooth and pleasant experience!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "We can't thank Jonathan enough for the hard work, support, and expertise he gave us to help buy our home!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "We couldn't believe how fast the approval process moved once we decided on a house."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "I now consider Jonathan a friend and would highly recommend him to anyone that is searching for a new home."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was a great listener and made sure to understand what our objectives were in order to give us the best loan options."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan knew the ins and outs of current mortgage trends and projections."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan kept on top of all the moving pieces to ensure a smooth and fast closing!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan’s professional and assistance were incredible."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Can I give more than a 10/10? Jonathan always made us feel like a top priority."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan demonstrated true professionalism on every level during our home-buying process and far exceeded our expectations!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Without the help of Jonathan, we never would have been able to navigate the world of mortgages!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan is just as quick to respond to us now as when we were buying our house!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "The attention to detail and well-managed process far exceeded our expectations!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan did an incredible job at acknowledging when things were stressful and helping us talk through what alternative steps we could take."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan took so much time to make me feel confident in everything that was happening."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan worked to get us pre-approved for the maximum amount possible."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was always able to break down the jargon into concepts that sense."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Not only were all of our questions answered fully but Jonathan even helped us think of more questions we never would have thought to ask on our own!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan never rushed any of our conversations and always made sure we ended with a shared understanding of the next steps."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "From start to finish Jonathan was very responsive, kind, and a constant professional."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan actively listened as we explained our financial situation and presented us with a number of loan options that made sense."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Every mortgage option Jonathan showed us was right up our alley!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan never gave us generic answers but instead, answered all of our questions in relation to our unique situation."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan made me feel comfortable asking for clarification on terms or parts of the mortgage process I was unsure of."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was always careful to make sure he understood what I was saying."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan's long-time experience with different types of mortgage options was truly a standout asset for us!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan took time to help us think through our family's current and future financial situation to find the right loan."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was fantastic at keeping the process moving while always putting my best interests first."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan really understood what we were looking for and didn't waste time trying to put us into a mortgage that didn't fit."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan still touches base with us, days and even months after closing on our new home!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan is so well organized, making all the paperwork an effortless part of the process for us."Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan was helpful and looked at different lenders to get us a pre-approval letter that allowed us to put in a strong offer on our dream home!"Testimonial for mortgage professional Jonathan Shrum with Arbor Financial & KMC Financial in , : "Jonathan did a great job helping us prioritize what we were looking for in a loan!"