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Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "Ashley is so well organized, making all the paperwork an effortless part of the process for us."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "Ashley really understood what we were looking for and didn't waste time trying to put us into a mortgage that didn't fit.Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "I wouldn't trust my friends and family to anyone else but Ashley!"Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "I now consider Ashley a friend and would highly recommend her to anyone involved in the mortgage process."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "Ashley kept on top of all the moving pieces to ensure a smooth and fast closing!"Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "The attention to detail and well-managed process far exceeded our expectations!"Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "Ashley handles everything with such ease, even amidst all the stress that comes with completing such an important personal transaction."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "Thanks to Ashley , the closing process couldn't have gone better!"Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "Ashley was so in tune with our not only the level of communication we wanted but also how we liked to be communicated with."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "Ashley worked to get us pre-approved for the maximum amount possible."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "Amortization schedule? Is that where Zoom meetings are scheduled? It turns out, no, it isn't, and Ashley was always willing to explain these foreign concepts."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "Ashley was incredibly patient when answering all of our questions and provided other resources to make sure we were as educated as possible."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "Whenever we communicated, Ashley always took the time to make sure we were on the same page and double checked that she understood what I was saying or asking."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "Ashley was extremely responsive and very pro-active about communicating with us every step of the way!"Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "Ashley was always careful to make sure she understood what I was saying."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "It seemed like Ashley had her hand on the pulse of the mortgage market."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "Ashley respected everything on our list and helped us get after it!"Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: “The service and personnel were excellent.”Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "Ashley was great to work with."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: “She made everything very easy for me since I was deployed at the time of my closing."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "All in all, it was a very pleasant experience with a fabulous outcome!”Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "She has great communication, things were simple, and it was an easy process."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "We couldn't be happier with the service."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "She was very knowledgeable, responsive, and helped us find the right loan for our property."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "She explained everything patiently and thoroughly and was quick to get back to me with status reports and responses to questions.”Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "She took the time to explain the details to make sure we understand all the terms.”Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: “Ashley helped us with her excellent service and care."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: “Ashley was a fabulous loan officer to work with. She explained every detail every step of the way."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "She is friendly, knowledgeable, experienced, timely and most of all she works hard to get the best rates possible!"Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: “Ashley was great in every step of the process when we refinanced our home."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "Ashley was VERY responsive to my initial lender request and made me feel extremely comfortable while guiding me throughout the entire process."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "I appreciated the knowledge and could trust them to get the job done well and on time!"Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: “If you want a smooth refinancing, this is whom you want to lead the transaction!"Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "Ashley Kargar and the team were very helpful during our refinance procedure."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "From beginning to end she was informative, extremely thorough, and attentive to our financial needs thus making sure that we were getting the best deal possible."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "Working with you was a great experience and we found no difficulty in the process."Testimonial for mortgage professional Ashley Kargar with Embrace Home Loans in Fairfax, VA: "She was available around the clock to answer our questions and keep the process moving along."