I want your feedback!

If we’ve done business, I want to hear what you think!

CLICK HERE
Image for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA

Ashley Kargar

Senior Mortgage Consultant
Waterstone Mortgage
703-798-2667
44679 Endicott Drive
Ashburn, VA 20147
akargar@waterstonemortgage.com https://www.waterstonemortgage.com/originators/ashley-kargar
NMLS # 199659

People love working with mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA.

Click to read

See more celebrations!

Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I appreciated Ashley's quick response times; it gave me confidence that she was actively engaged and dedicated to the success of the transaction."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I was impressed by Ashley's ability to actively listen and comprehend my specific requirements, ensuring that my mortgage needs were met effectively."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I appreciated Ashley's personalized approach and the effort she put into tailoring a mortgage solution that fit my needs."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I was impressed by Ashley's responsiveness; Ashley consistently provided timely updates and were available whenever I needed clarification or assistance."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I felt heard and understood by Ashley, as she actively listened to my concerns and preferences, making me feel valued as a client."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley went above and beyond working to help us find a house. Ashley was a great communicator, was always quick to answer and ease our worries, and truly cared about us as individuals."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was incredibly responsive to my inquiries, ensuring that I felt supported and informed throughout the transaction process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley demonstrated a strong understanding of current mortgage trends, rates, and options, providing valuable insights to help me navigate the market."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley’s professional and assistance was incredible."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley went above and beyond in her post-purchase follow-up, checking in regularly to ensure that everything was going well and offering assistance if needed."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I appreciated Ashley's ability to explain complex mortgage concepts in a clear and concise manner, demonstrating Ashley's deep knowledge of trends, rates, and options."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley's responsiveness was exceptional; Ashley consistently replied to my messages and emails in a timely manner."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley listened attentively to my questions and provided thoughtful responses, demonstrating her commitment to clear and effective communication."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley had an exceptional knowledge of mortgage trends, rates, and options, keeping me informed about the latest market developments."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I now consider Ashley a friend and would highly recommend Ashley to anyone involved in the mortgage process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I greatly appreciated Ashley's ability to communicate complex mortgage terms in a clear and concise manner, making the entire process easy to understand."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I was impressed by Ashley's in-depth knowledge of mortgage trends, rates, and options, which allowed me to make informed decisions."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I appreciated Ashley's personalized approach and the effort she put into tailoring a mortgage solution that fit my needs."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley helped me navigate the approval process with remarkable speed and efficiency; Ashley ensured a swift and smooth experience."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "We can't thank Ashley enough for the hard work, support, and expertise she gave us to help buy our home!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley's attention to detail and accuracy in handling the paperwork made the process smooth and efficient."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley went above and beyond in she post-purchase follow-up, checking in regularly to ensure that everything was going well and offering assistance if needed."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was highly knowledgeable and provided excellent guidance throughout the entire mortgage process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley's overall performance was exceptional; Ashley exceeded my expectations."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley listened attentively to my questions and provided thoughtful responses, demonstrating she commitment to clear and effective communication."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I was impressed by Ashley's professionalism and responsiveness to all my inquiries and concerns."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was proactive in keeping me updated on the progress of my application."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I felt confident in Ashley's ability to secure the best mortgage terms and rates for my situation."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I appreciated Ashley's personalized approach and the effort she was put into tailoring a mortgage solution that fit my needs."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley's post-purchase care showed she was commitment to maintaining a long-term relationship; she was responsive and attentive to my needs."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley's post-purchase care showed she commitment to maintaining a long-term relationship; she was responsive and attentive to my needs."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley demonstrated a deep understanding of mortgage options and helped me make informed decisions."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley went above and beyond to ensure I understood the terms and conditions of my mortgage."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I was impressed by how quickly Ashley guided me through the approval process; Ashley expedited the necessary steps without compromising accuracy."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley actively listened to my objectives and preferences, ensuring that she recommendations aligned with my goals."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley listened attentively to my questions and provided thoughtful responses, demonstrating she was commitment to clear and effective communication."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I felt heard and understood by Ashley, as she was actively listened to my concerns and preferences, making me feel valued as a client."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley had a clear understanding of what I needed and wanted, and Ashley provided valuable guidance throughout the process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley is a professional and her assistance was incredible."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was highly responsive and proactive in helping me navigate the approval process; Ashley's prompt actions allowed me to secure approval in a timely manner."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley's overall performance was exceptional; Ashley exceeded my expectations."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I felt well-supported by Ashley's post-purchase follow-up ; Ashley demonstrated genuine interest in my satisfaction and ensured a smooth transition."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley went above and beyond in their post-purchase follow-up, checking in regularly to ensure that everything was going well and offering assistance if needed."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I appreciated Ashley's dedication to providing ongoing support even after the purchase; Ashley's follow-up and care made me feel valued as a client."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley's post-purchase follow-up and care were exceptional; Ashley continued to be available for any questions or concerns even after the transaction was complete."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I felt confident in Ashley's ability to handle the paperwork details of my transaction; she was prompt, meticulous, and left no room for errors."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley had a strong grasp of the paperwork requirements, guiding me through each step and ensuring that everything was in order."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I appreciated Ashley's empathetic and understanding nature; she was able to navigate the emotional aspects of the mortgage approval process with sensitivity."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "The loan closing process was efficient and well-coordinated, thanks to Ashley's organization and attention to detail."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley ensured that all necessary documentation and requirements were in order for the loan closing, making the process seamless and stress-free."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I felt well-prepared for the loan closing; Ashley thoroughly explained the documents and requirements, making me feel confident in the process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I had a positive experience with the loan closing process; Ashley guided me through each step, ensuring a smooth and timely closing."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I felt supported and confident during the loan approval process, knowing that Ashley was working diligently to secure the best terms for me."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I had a positive experience with the loan approval process; Ashley made it easy to understand and provided clear instructions."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I had a positive experience with the loan approval process; Ashley made it easy to understand and provided clear instructions."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley navigated the loan approval process with professionalism and attention to detail, ensuring a seamless and hassle-free experience."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley navigated the loan approval process with professionalism and attention to detail, ensuring a seamless and hassle-free experience."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I had a positive experience during the pre-approval process; Ashley made it easy to understand and provided clear instructions."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I had a positive experience during the pre-approval process; Ashley made it easy to understand and provided clear instructions."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I felt supported throughout the pre-approval process; Ashley was responsive and readily available to address any questions or concerns."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I felt supported throughout the pre-approval process; Ashley was responsive and readily available to address any questions or concerns."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley took the time to patiently explain the nuances of mortgage financing, including different options, interest rates, and the expenses associated with closing, ensuring that I felt comfortable and well-informed throughout the process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley took the time to patiently explain the nuances of mortgage financing, including different options, interest rates, and the expenses associated with closing, ensuring that I felt comfortable and well-informed throughout the process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley went above and beyond in simplifying the complexities of mortgage financing, making it easier for me to make informed decisions."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley went above and beyond in simplifying the complexities of mortgage financing, making it easier for me to make informed decisions."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "The pre-approval process was seamless and efficient, thanks to Ashley's guidance and expertise."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley took the time to explain the pre-approval process thoroughly, making sure I understood each step along the way."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I appreciated Ashley's ability to break down the intricacies of mortgage options, rates, and the costs involved in closing, ensuring I had a solid grasp of the information."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was extremely knowledgeable and patient in answering my questions, taking the time to provide detailed explanations that helped me make informed decisions."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I felt that Ashley genuinely cared about my understanding of the lending process; Ashley took the time to answer all of my questions in a thorough and patient manner."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I felt well-informed throughout the mortgage process, thanks to Ashley's clear communication and willingness to answer my questions in a way that I could easily comprehend."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley's communication was crystal clear, ensuring that I understood every aspect of the mortgage process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I greatly appreciated Ashley's ability to communicate complex mortgage terms in a clear and concise manner, making the entire process easy to understand."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I was impressed by Ashley's responsiveness; Ashley consistently provided timely updates and were available whenever I needed clarification or assistance."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley's knowledge of mortgage trends, rates, and options was extensive, ensuring I had a comprehensive understanding of the choices available to me."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I appreciated Ashley's ability to explain complex mortgage concepts in a clear and concise manner, demonstrating Ashley's deep knowledge of trends, rates, and options."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley actively listened to my objectives and preferences, ensuring that their recommendations aligned with my goals."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley kept me well-informed throughout the loan approval process, providing updates and answering my questions promptly."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley's communication was consistently clear and concise, leaving no room for confusion or misunderstandings."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I appreciated Ashley's quick response times; it gave me confidence that she was actively engaged and dedicated to the success of the transaction."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley listened attentively to my questions and provided thoughtful responses, demonstrating her commitment to clear and effective communication."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I felt that Ashley had a comprehensive understanding of my objectives and was able to provide suitable options."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I was impressed by Ashley's expertise in explaining the intricacies of mortgage terms, interest rates, and the financial aspects of closing; Ashley provided comprehensive explanations that clarified any confusion I had."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was always accessible and responsive, promptly answering my questions and providing the guidance I needed throughout the lending process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley had a remarkable talent for explaining mortgage concepts in simple terms, which helped me grasp the details with clarity."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was incredibly responsive to my inquiries, ensuring that I felt supported and informed throughout the transaction process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley listened exceptionally, taking the time to understand my unique financial situation and goals before providing tailored mortgage solutions."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley had an exceptional knowledge of mortgage trends, rates, and options, keeping me informed about the latest market developments."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley demonstrated a deep understanding of my objectives and took the time to understand my specific needs and wants."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley navigated complex situations with ease, making the entire process stress-free for me."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley's post-purchase care showed her commitment to maintaining a long-term relationship; she was responsive and attentive to my needs."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley had a calm and reassuring personality, which helped manage the emotional ups and downs of the mortgage approval process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley kept me informed throughout the loan closing process, providing regular updates and addressing any questions or concerns promptly."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "The loan approval process was smooth and efficient, thanks to Ashley's expertise and guidance."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley made the pre-approval process straightforward and stress-free, ensuring that I felt confident and well-prepared."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley expertly navigated the complexities of mortgage financing, providing clear explanations that helped me understand the details."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I was impressed by Ashley's ability to address my questions with clarity and expertise, ensuring that I had a clear understanding of the lending process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley's responsiveness was exceptional; she consistently replied to my messages and emails in a timely manner."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley displayed excellent listening communication skills, attentively understanding my needs and concerns throughout the entire process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley demonstrated a strong understanding of current mortgage trends, rates, and options, providing valuable insights to help me navigate the market."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I was impressed by how well Ashley understood my objectives and tailored her recommendations accordingly."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley consistently provided thorough and comprehensive answers to all of my questions, leaving no room for uncertainty."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was highly responsive throughout the entire transaction, promptly addressing my questions and concerns."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I was impressed by Ashley's ability to actively listen and comprehend my specific requirements, ensuring that my mortgage needs were met effectively."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley had a clear understanding of what I needed and wanted, and she provided valuable guidance throughout the process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I was impressed by Ashley's in-depth knowledge of mortgage trends, rates, and options, which allowed me to make informed decisions."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I felt heard and understood by Ashley, as she actively listened to my concerns and preferences, making me feel valued as a client."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I was impressed by how quickly Ashley guided me through the approval process; she expedited the necessary steps without compromising accuracy."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley's quick response and attention to detail made the approval process seamless and efficient."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley helped me navigate the approval process with remarkable speed and efficiency; she ensured a swift and smooth experience."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley swiftly gathered and reviewed all required documentation, expediting the approval process and ensuring a timely outcome."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "If patience is a virtue, then Ashley is the most virtuous person I know. She was so patient when answering our detailed questions."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "We came in to the mortgage process knowing exactly what we wanted. Ashley respected everything on our list and helped us get after it!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "We heard nightmares from friends who had problems with closing their mortgage, but Ashley was always keeping us updated through the closing process to make sure all of the paperwork was in order and we could close on time."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley stayed calm and confident through all of the bumps we encountered along the way. Ashley's calm response helped to keep us positive throughout the entire process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Navigating through the closing process was stress free! We always felt like Ashley had our best interests in mind and kept us informed about every aspect of the process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "In this crazy market, we knew we'd need to get pre-approved fast so we wouldn't lose out on potential homes. Ashley didn't waste any time in helping us get pre-approved for the highest amount!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Interest only, ARM, balloon, LTV, fixed, etc. - Ashley was always able to break down the jargon into concepts that made sense."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I was overwhelmed with what felt like learning a new language. Luckily, Ashley speaks the world of mortgages fluently and was able to translate everything I needed to know – while helping me learn along the way!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "The way that Ashley was quick to reply with thoughtful answers to our questions, always made us feel valued, like our questions and concerns were important."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Throughout the entire journey, Ashley was fantastic about making sure I understood all the new terms that came my way and clarifying any questions I had."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I now consider Ashley a friend and would highly recommend her to anyone that is searching for a new home."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I had just started my search for a home, and wasn't expecting to buy right away, but Ashley listened to my needs and helped me get pre-approved so as soon as a house that matched came on the market, we were ready to go!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Being new to getting a mortgage, Ashley had an invaluable wealth of knowledge about the key areas for us to consider, leading us to find a loan that was perfect!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "We were extremely impressed with the way Ashley followed up with us after the closing was complete. It is clear that Ashley puts relationships first—a rare and very valued asset!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley did an incredible job at acknowledging when things were stressful and helping us talk through what alternative steps we could take."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "We were never left to question what was happening during the approval process. Ashley did a fantastic job of keeping us in the loop the entire time."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley always made sure my questions were answered to my satisfaction and was always able to explain things in multiple ways so I could better understand."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley actively listened as we explained our financial situation and presented us with a number of loan options that made sense."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley knew the ins and outs of current mortgage trends and projections. This gave us a major leg up to finding the perfect mortgage for us!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "All of Ashley's experience helped us think about the different loan options available and pointed us in the right direction to find a loan that was the perfect fit!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley knows the ups and downs that come with closing a mortgage. Through the entire journey, we knew we had the best cheerleader and coach on our side to get us past the finish line!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "We have continued to stay in touch with Ashley long after we bought our home. Although our business relationship has turned into a friendship, Ashley is always happy to answer our never-ending questions!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "We were working with a pretty specific timeline for getting into our new home. Ashley went above and beyond to make it happen, ensuring everything was in order and that all parties had what they needed to avoid any slowdowns!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "We couldn't believe how fast the approval process moved once we decided on a house. We know it is all thanks to the hard work Ashley did behind the scenes."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "We couldn't be happier with our new home and the journey it took to get here. All credit goes to Ashley for helping us with the financials. Thank you!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Each mortgage option Ashley talked about with us was so on point with what we wanted that it made the process so much easier!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "We were able to close our mortgage because of the diligence Ashley put in, only giving us options that fit our objectives."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Working with Ashley gave us the tools, resources, and support we needed to get through this process with as little stress as possible!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley’s professionalism and assistance were incredible."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I never could have gone through this process without Ashley by my side! THANK YOU!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley went above and beyond working to help us find a house."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I was anxious that the approval process was going to be drawn out. Thankfully, I had Ashley on my side to make sure everything happened in a timely manner!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley still touches base with us, days and even months after closing on our new home!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was very responsive to our needs and was always available when we needed her."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Without the help of Ashley, we never would have been able to navigate the world of mortgages!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley demonstrated true professionalism on every level during our home-buying process and far exceeded our expectations!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "We can't thank Ashley enough for the hard work, support, and expertise they gave us to help buy our home!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley focused on answering our questions, giving us good advice, and ending up with a satisfied client. Mission accomplished."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley made the mortgage process such a smooth and pleasant experience!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley's care, expertise, and professionalism made it a walk in the park to make sure all the i's were dotted and t's crossed!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley maintained constant communication with the underwriter and provided invaluable advice throughout the loan approval process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Having Ashley on our side to help us through the pre-approval process was a complete game changer! We came away with the ability to put a winning offer on our dream home!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Not only were all of our questions answered fully but Ashley even helped us think of more questions we never would have thought to ask on our own!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley understood exactly what I was looking for financially, and was able to find a great loan!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley took so much time to make me feel confident in everything that was happening."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was helpful and looked at different lenders to get us a pre-approval letter that allowed us to put in a strong offer on our dream home!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "She was so patient when answering our detailed questions."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley always responded to our questions with care and in a timely manner."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley made me feel comfortable asking for clarification on terms or parts of the mortgage process I was unsure of."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Since closing, Ashley and I remain in close contact."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley is honest, trustworthy, and hands-on. We truly can't speak highly enough of our experience!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was always on our side, working to make our mortgage loan closing as simple and successful as possible."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley is just as quick to respond to us now as when we were buying our house!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "From the nerve-wracking moments to big milestones in the buying process, Ashley was a constant support to help us work through stress and remind us to always celebrate the little victories along the way!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "From the pre-approval, to loan application, underwriting, closing, and finally getting automatic payment set up, Ashley was with us every step of the way."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "There is really only one option when purchasing your home—working with Ashley!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Can I give more than a 10/10? Ashley always made us feel like a top priority."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was fantastic at keeping the process moving while always putting my best interests first."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Everything was so well coordinated and taken care of! The closing process went so smoothly all because of Ashley!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Every mortgage option Ashley showed us was right up our alley!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley never rushed any of our conversations and always made sure we ended with a shared understanding of the next steps."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "There are so many mortgage options, but Ashley was always willing to break things down and explain something again if needed."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was a great listener and made sure to understand what our objectives were in order to give us the best loan options."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "We were under a time crunch and needed to get pre-approved for a loan quickly. Ashley was there to help meet our tight timelines."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley never gave us generic answers but instead, answered all of our questions in relation to our unique situation."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley's long-time experience with different types of mortgage options was truly a standout asset for us!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I had the pleasure of working with Ashley. From start to finish Ashley was very responsive, kind, and a constant professional."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley took time to help us think through our family's current and future financial situation to find the right loan."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley handled the closing paperwork and details with such ease, taking a lot of pressure off of us!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley made the closing a breeze! Having the right people on your team makes all the difference and Ashley proved that!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "The strong relationships Ashley has with mortgage underwriters and mortgage companies was a big help in identifying the right loan!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley understood that applying for a mortgage was personal. She was fantastic about listening to our concerns and making us feel comfortable."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I know Ashley had many other clients, but she always made time to talk and answer my questions."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley did a great job helping us prioritize what we were looking for in a loan!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "We had the smoothest loan closing we've ever had thanks to the great work by Ashley!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley is so well organized, making all the paperwork an effortless part of the process for us."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley really understood what we were looking for and didn't waste time trying to put us into a mortgage that didn't fit.Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I wouldn't trust my friends and family to anyone else but Ashley!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I now consider Ashley a friend and would highly recommend her to anyone involved in the mortgage process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley kept on top of all the moving pieces to ensure a smooth and fast closing!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "The attention to detail and well-managed process far exceeded our expectations!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley handles everything with such ease, even amidst all the stress that comes with completing such an important personal transaction."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Thanks to Ashley , the closing process couldn't have gone better!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was so in tune with our not only the level of communication we wanted but also how we liked to be communicated with."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley worked to get us pre-approved for the maximum amount possible."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Amortization schedule? Is that where Zoom meetings are scheduled? It turns out, no, it isn't, and Ashley was always willing to explain these foreign concepts."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was incredibly patient when answering all of our questions and provided other resources to make sure we were as educated as possible."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Whenever we communicated, Ashley always took the time to make sure we were on the same page and double checked that she understood what I was saying or asking."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was extremely responsive and very pro-active about communicating with us every step of the way!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was always careful to make sure she understood what I was saying."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "It seemed like Ashley had her hand on the pulse of the mortgage market."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley respected everything on our list and helped us get after it!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: “The service and personnel were excellent.”Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was great to work with."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: “She made everything very easy for me since I was deployed at the time of my closing."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "All in all, it was a very pleasant experience with a fabulous outcome!”Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "She has great communication, things were simple, and it was an easy process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "We couldn't be happier with the service."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "She was very knowledgeable, responsive, and helped us find the right loan for our property."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "She explained everything patiently and thoroughly and was quick to get back to me with status reports and responses to questions.”Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "She took the time to explain the details to make sure we understand all the terms.”Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: “Ashley helped us with her excellent service and care."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: “Ashley was a fabulous loan officer to work with. She explained every detail every step of the way."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "She is friendly, knowledgeable, experienced, timely and most of all she works hard to get the best rates possible!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: “Ashley was great in every step of the process when we refinanced our home."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley was VERY responsive to my initial lender request and made me feel extremely comfortable while guiding me throughout the entire process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "I appreciated the knowledge and could trust them to get the job done well and on time!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: “If you want a smooth refinancing, this is whom you want to lead the transaction!"Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Ashley Kargar and the team were very helpful during our refinance procedure."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "From beginning to end she was informative, extremely thorough, and attentive to our financial needs thus making sure that we were getting the best deal possible."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "Working with you was a great experience and we found no difficulty in the process."Testimonial for mortgage professional Ashley Kargar with Waterstone Mortgage in Ashburn, VA: "She was available around the clock to answer our questions and keep the process moving along."